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Toast vs Clover 2026: POS Features, Cost, and UX Comparison

Toast and Clover are both top-notch POS systems, but which one is the best fit for your business?
Nicole Mousicos
Written By
Julia Watts profile photo
Reviewed By
Updated on June 30, 2026

Toast is a better point of sale (POS) system for hospitality businesses than Clover, based on our latest round of POS research and testing, which evaluated 16 of the top providers on the market.

Toast has an exceptional breadth of hospitality-focused features, including sophisticated menu engineering and tableside ordering, that optimize table turnover speeds to keep your service running smoothly.

Meanwhile, Clover has some of the best hardware available, with robust, user-friendly tools built to both withstand the intense kitchen environment and enable quick, intuitive service for front of house staff.

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Toast POS logo
clover pos table logo

Toast

Clover

$0/month

From $16/month for 36 months (depending on plan)

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4.6
4.1

Complex restaurant operations

Professional hardware

2.49% + 15¢

2.3% +10¢

3.50% + 15¢

3.5% +10¢

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  • Ingredient-level stock tracking
  • Automatic tip sharing tool
  • Free hardware and software kits available
  • Durable and responsive hardware options
  • Dedicated cost/profit management tool
  • Intuitive drag-and-drop functionality
  • Doesn’t offer email-based support
  • Doesn’t work on iOS devices
  • Reservation tools are a paid add-on
  • Expensive starting prices
Visit Toast Compare Prices
Who do I recommend Toast and Clover for?

I’d recommend Toast for restaurants dealing with a lot of complex operations simultaneously, particularly across several locations. This is because Toast’s robust set of restaurant-specific features, such as automatic tip sharing tools, makes it well equipped to control and increase the efficiency of operations.

I’d recommend Clover for restaurants that want a high quality set of durable and attractive hardware because of Clover’s vast range of hardware options and the impressive response time we discovered during our tests, making it a great choice for a fast-paced service.

In particular, Clover is a great fit for family restaurants, because its hardware is able to withstand the spills or accidents that may occur from serving young children.

Nicole Mousicos
Nicole Mousicos Writer at Tech.co

Yes, Toast is an excellent POS for hospitality businesses and superior to Clover.

Toast has an outstanding selection of hospitality-specific features, with standouts including automatic tip sharing, ingredient-level inventory tracking, and integrated customer engagement tools.

Because of these features, Toast is an excellent solution for midsized full-service restaurants that need tools to handle high-volume table turnover.

Toast

  • Pros

    • Great for Android users with built-in interface
    • Strong menu customization for your team
    • Advanced inventory management tools, including cost management
  • Cons

    • Limited functionality on iOS devices
    • No knowledge center
  • price tag Free Starter plan available
  • price tag icon Point of Sale plan starts at $69/month
  • price tag icon Build your own plan, including hardware, with custom pricing
  • price tag Transaction fees from 2.49% + 15¢

Toast has low/no stock alerts and a cost/profit management tool, which is great for businesses managing big inventories or multiple locations.

In addition, Toast has strong table management and floor plan capabilities, giving users the option to customize floor plans to optimize their space.

Toast POS floor plan editor with customizable table layouts for restaurants.

Toast has plenty of table management features on offer, which is great for businesses that need to be able to customize their floor plans. Source: Tech.co testing

Toast is an excellent platform for businesses that want to scale. Users can track ingredient stock, access built-in reservation tools and integrations for floor management and ecommerce platforms, and utilize excellent customer engagement tools.

Clover POS reporting dashboard

Clover’s reporting and analytics tools were highly customizable, allowing hospitality businesses to fully understand key cost metrics, such as sales performance. Source: Tech.co testing

Toast has a great range of available hardware, including a kitchen display system, receipt printer, and terminal, as well as cash drawers, scales, stands, docks, and cases.

Our researchers noted Toast’s clean design, clear and separate sections for orders, and an intuitive search tool. These elements are a great fit for hospitality businesses running a quick-service operation.

Some of our researchers had to rely on Toast’s search bar because the system wasn’t clearly signposted. This prevents staff members from being able to carry out tasks efficiently, which affects the service of your business.

In terms of help and support, Toast has phone, live chat, knowledge center, and video/image tutorial support, as well onboarding support for new users. Its knowledge center is quite hard to navigate, however.

Yes, Clover is a good POS for hospitality businesses, especially businesses with multiple locations or complex inventories, due to its excellent table management features, as well as low/no stock alerts and a cost/profit management tool.

Clover POS

  • Pros

    • Top-of-the-line hardware options for users
    • Many features for staff and order efficiency
    • In-depth and customizable analytics system

     

  • Cons

    • High up-front cost for hardware
    • Additional features cost extra and can become expensive
    • No automated tip sharing tools
  • price tag icon Cheapest plan is $16/month (36-month contract)
  • price tag icon Cheapest restaurant plan is $135/month for 36 months
  • price tag Offers 'Quick-Service' and 'Full Service' dining plans

We found it easy to select items and split bills with Clover, and our testers also highlighted that the touchscreen interface was responsive and intuitive.

Our testers felt that Clover wasn’t mapped out very logically, with discounts particularly difficult to find. This will make the system harder for staff members to navigate, and potentially introduce bottlenecks to your service.

Clover has great help and support options, giving users an extensive range of support channels, including email, phone, live chat, knowledge base, video/image tutorials, and onboarding support.

Clover also has some of the best hardware on the market. Offering a kitchen display system (KDS), receipt printer, and terminal, as well as cash drawers, scales, stands, docks, and cases, its products offer sheer quality and durability.

Our researchers found Clover’s hardware to be highly responsive, with specific time-saving features like fingerprint scanning.

One of our researchers, Matt, noted:

“The tablet is highly functional. Much of the difficulty comes from trying to modify things on the fly, as certain features need to be programmed by other Clover apps (via the backend on its website or from third-party apps via the Clover Store). Otherwise, it’s a breeze to use its register, with quick search functions and clear obvious buttons.”

Clover hardware suite

Clover’s hardware suite was the most impressive out of all the providers we researched, being equal parts responsive and durable in our tests, making it a reliable option for bars or family restaurants that might have to deal with frequent spills. Source: Tech.co testing

In terms of value for money, Toast is a better option for scaling full-service restaurants or businesses with multiple locations. Clover represents better value for money for smaller, counter-service businesses, such as a cafe.

How much does Toast cost?

  • Starter Kit: Free
    • 3.09% + 15¢ (starts from)
  • Point of Sale: $69 per month
    • 2.49% + 15¢ card
    • 3.5% + 15¢ keyed-in
  • Build Your Own: Custom
    • 2.49% + 15¢ card
    • 3.5% + 15¢ keyed-in

How much does Clover cost?

  • Quick Service Starter: $135 per month
    • 2.3% + 10¢ card
    • 3.5% + 10¢ keyed-in
  • Quick Service Standard: $185 per month
    • 2.3% + 10¢ card
    • 3.5% + 10¢ keyed-in
  • Quick Service Advanced: $245 per month
    • 2.3% + 10¢ card
    • 3.5% + 10¢ keyed-in
  • Full Service Starter: $179 per month
    • 2.3% + 10¢ card
    • 3.5% + 10¢ keyed-in
  • Full Service Standard: $239 per month
    • 2.3% + 10¢ card
    • 3.5% + 10¢ keyed-in
  • Full Service Advanced: $354 per month
    • 2.3% + 10¢ card
    • 3.5% + 10¢ keyed-in

Toast and Clover are two of the best restaurant POS systems we’ve tested, because of their advanced, hospitality-focused features, high-quality hardware offerings, and flexible pricing options.

Other options include:

  • Square: Square is the best POS for small businesses. I tested it myself, and found it to be a pleasure to use, with a responsive, intuitive interface that made it simple to perform routine tasks, such as adding items to an order.
  • SpotOn: SpotOn is an ideal option for businesses that want to prioritize staff communications, because of its labor-focused integration, Teamwork.
  • SumUp: SumUp is a stripped-back POS platform that micro businesses, such as cafés, will love. One of our researchers, Nicole, noted that it “could be too simplistic at times”.
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Price
The typical lowest starting price. The lowest price available for your business will depend on your needs
Free plan
Best for
Tech.co's verdict to help you identify the most suitable choice for your restaurant
Lowest transaction fee
The lowest possible fee that will be incurred with each transaction
Highest transaction fee
The highest possible fee that will be incurred with each transaction
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Is there a version of the software made specifically for iPad use?
Android app
Is there a version of the software made specifically for Android tablet use?
24/7 support
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Who should
What kind of business should use this POS system?
Who shouldn't
What kind of business shouldn't use this POS system?
Square Online Store
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SumUp flexitable logo
Toast POS logo
clover pos table logo

Square POS

SpotOn

SumUp

Toast

Clover

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From $16/month for 36 months (depending on plan)

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Scaling and growing your business

Simplifying staff communications

Providing a quick and efficient service

Complex restaurant operations

Professional hardware

2.4% + 15¢

2.79% + $0.20

1.5% + 10¢

2.49% + 15¢

2.3% +10¢

3.3% + 30¢

3.79% + $0.20

3.25% + $0.15

3.50% + 15¢

3.5% +10¢

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  • Excellent mobile app and hardware options
  • Top tier mobile ordering features
  • Robust free plan
  • Excellent free plan that includes hardware
  • Competitive staff management tools

 

  • Excellent stock management features
  • Affordable software and hardware packages
  • Good range of hardware accessories
  • Ingredient-level stock tracking
  • Automatic tip sharing tool
  • Free hardware and software kits available
  • Durable and responsive hardware options
  • Dedicated cost/profit management tool
  • Intuitive drag-and-drop functionality

Options include: Square Stand Kit for $689 and Square Stand Kit for Restaurants at $1,199

Offers several hardware options for businesses, including touchscreen monitors and payment terminals

Sells a range of in-house hardware, including iPad stands, card readers, and kitchen display systems

Offers a full hardware suite for $1,024 but custom pricing is available on more expensive software tiers

Sells a range of proprietary hardware devices from handheld tableside tablets to full POS terminals

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  • Small, counter-service businesses that need simple, efficient hardware
  • New business owners, due to no monthly fees and shallow learning curve
  • Mid-tier bars and taverns
  • Bars that need integrated team scheduling
  • Craft beer pop-ups
  • Seasonal outdoor patios
  • Mobile bars with low overhead
  • Full-service cocktail lounges
  • Complex gastropubs
  • High-volume counter service venues
  • Bars that need biometric login
  • High-volume restaurants, due to Square’s flat fees model
  • Businesses with complex inventories, due to Square’s streamlined backend
  • High-concept, multi-terminal hospitality groups
  • Restaurants or bars that need native inventory tracking at individual ingredient level
  • High-volume nightclubs
  • Full-service bars
  • Bars with advanced table mapping and complex tip configurations
  • Small pop-up bars
  • Low-overhead operations
  • Bars or restaurants that need advanced native hospitality features
  • Bars or restaurants without resources for expensive hardware

After identifying the most relevant, popular POS platforms on the market, we put them through their paces with hands-on testing to better understand their strengths and weaknesses.

In total, we put 16 POS systems to the test, with a vigorous research and testing methodology. In our testing sessions, participants were asked to carry out tasks on POS software and describe their user journey, to help us understand what it’s like to use the systems first-hand. Here’s an overview of our main testing categories for POS systems:

  • What software features are available? (30%) The capabilities provided by the POS product. Includes general features like ordering and payment functionality, as well as industry-specific tools like inventory-level stock tracking and KDS software.
  • What hardware can you use? (15%) The quality of a POS system’s hardware selection. The presence of an own-brand terminal, as well as hardware accessories like KDS, receipt printers, and barcode scanners.
  • How much does it cost? (10%) The cost associated with acquiring and using the POS system, such as the initial purchase cost, transaction fees, licensing fees, subscription plans, and any additional charges or ongoing costs.
  • Is it easy to use? (20%) We test out the software to gauge how intuitive and easy to navigate it is. We also consider whether any errors took place during testing.
  • What support options are available? (15%) The assistance and resources available to users when they encounter issues or need guidance while using the POS system, including documentation, tutorials, or knowledge bases.
  • What is the provider’s reputation? (10%) The aggregate score from customer review sites like Trustpilot and TrustRadius, to understand how POS providers are viewed by their own customer bases.

When it comes to calculating a product’s final score, not all testing areas are weighted evenly, as we know some aspects matter more to our readers than others. For example, we’ll prioritize certain industry-specific features for specific reviews, like an offline mode when reviewing POS systems for food trucks, or KDS when reviewing restaurant POS systems.

At Tech.co, we have a number of full-time in-house researchers who re-run this testing process regularly to ensure our results remain up to date.

Learn more about our research.

Yes, Toast is a better option than Clover for small coffee shops and bakeries. This is because Toast offers a decent free plan and its cheapest paid hospitality plan is significantly cheaper than the Clover equivalent ($69 per month versus $135 per month).

Both providers have offline mode, during which you’ll be able to process payments (they won’t be authorized immediately, but when the connection is restored).

You cannot use Toast hardware with other payment processors, as the devices are specifically designed to be used exclusively with Toast’s own payment processing service. Clover, on the other hand, is more flexible than Toast. As it’s designed by Fiserv, Clover devices can be used with several payment processors that operate on the Fiserv platform.

However, for both Clover and Toast, hardware is locked once it’s purchased from a specific processor, and cannot be easily switched from one to the other.

High volume restaurants that process a lot of sales would be able to save the most with Clover, as it offers the lowest transaction fee out of the three.

However, on Square’s custom prices, transaction fees dip to 2.4% + 15¢ for card payments, which is still not as cheap as Clover but cheaper than Toast. Plus, businesses will likely have to pay a higher monthly fee in order to enjoy these low transaction rates.

If you’re switching from Clover to Toast, or the other way round, you’ll need to export your data from one device and import it into another to make sure it’s not lost. This will not automatically mean all of your settings reconfigure, however, as not all systems are organized in the same way.

I’d recommend businesses looking to switch POS providers backup all of their data beforehand to a CSV or Excel file, and edit these files to match the format required by either Clover or Toast.

Written By

Nicole Mousicos

Nicole is Tech.co’s News Editor, reporting on the latest technology news and curating The AI Strat newsletter. After studying English Literature and Creative Writing, they worked on local newspapers and online publications, including Outlander Magazine. Previously, they covered tech products and news at Expert Reviews. Outside of Tech.co, they enjoy sports and video games.

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Reviewed By

Julia Watts profile photo

Julia Watts is a Business Services specialist with 6+ years experience writing about and for small businesses, as well as working with them directly to support their growth targets. Julia is an expert in breaking down complex subjects, from VoIP jargon to tax nuances, and has covered everything from Point of Sale features to Fleet Tracking laws. Prior to working as an Editor for Tech.co, Julia ran events and awards nights for start-up companies, produced research that helped to advise entrepreneurs, and managed social media activity. Her work has been featured in the International Business Times and cited by BBC News.

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